Will every Real Estate Agent give you the same advice?
First time home buyers must be able to trust the advice their real estate agent gives them before they even look at their first house. Most real estate agents know the incentives the government may offer and have experience with what the banks will ask, but what about the other factors you need to consider.
Buying your first home can be a very complex process. As a 1ST time home buyer you will be faced with the daunting learning curve of dealing with:
- Contracts
- Application Costs
- Appraisal Fees
- Home Inspectors
- Legal costs and lawyer fees
- Land transfer tax
- Mortgage brokers and banking fees
- Insurance costs
- Land survey fee or title insurance fee
- Utility companies and new account deposits
- Water /Septic /Garbage
- Taxes
- Rebates
- Government incentives
- Budgeting
- Warranties
- Closing adjustment costs
With a wealth of knowledge and experience Calvin Voortman Realty will guide you through each step of the process, making it as smooth as possible. From your first phone call to Voortman Realty to the day you move in. Calvin will walk you through every step so you don't have to worry about missing something or not being fully prepared.
Is it better to use Voortman Realty or go it alone?
Buying your first home can be both stressful and exciting at the same time. We understand this. We also understand that as pressure mounts to make decisions, mistakes can easily happen when you don't know all the facts. Most 1ST time home buyers start off saying. We can take our time and look around but as soon as that dream home pops onto the market and other buyers are looking at it too, time is not on your side and a lack of readiness can quickly cause long lasting mistakes.
Calvin Voortman has an in depth knowledge in all the aspects of purchasing your first home. With a strong financial background Calvin will meet with you and in detail explain what costs are involved in purchasing your 1ST home. Calvin will also help you breakdown exactly how much you can afford. Trusting this maximum dollar amount puts you in a better position when buying and will reduce a lot of stress later preventing costly mistakes. Not only will Calvin breakdown your purchasing costs but also the costs of living in your new home from month to month.
A few questions Voortman Realty will explore with you
These are some of the questions 1ST time home buyers should ask themselves:
- How long do I plan to live in this 1ST home?
- What immediate needs does my 1ST home have to meet?
- What do I require near the location of my 1ST home?
- What repairs and renovations am I willing to do myself?
- Where will the money be coming from to pay for the down payment and all upfront costs that a mortgage does not hold?
- Will I have money for basic furniture and appliances?
- Will my current furniture fit into the 1ST home I am looking at?
- Can I afford the yearly ownership costs?
